It's hard to forget. You're roof certainly remembers.
In fact several damaged by last April's hail storm, still have yet to be repaired.
If you're a homeowner, and don't want to spend more than you have to, you're time is running out.
"You have 365 days from the date of the loss which would be April 24 2011, to get that work completed in order to get that recoverable depreciation back," Explains Chris Whitehead, Owner of A-Tex Roofing and Construction.
Most homeowner's policies have a depreciation value. In order to get that money back, you have to make repairs within the year. It's something your adjuster may not have told you.
"They were busy just like the roofers were at that time, so they were flying around. It's not saying that they didn't tell somebody, but it's hard to understand insurance," Says Whitehead.
If you're like many other homeowners and have yet to contract repairs for your roof, Whitehead says it's not too late, but you have to move fast.
"There are plenty of good roofing companies still in town the local ones are still around. You want to get your roof scheduled and planned to get put on and at least have a contract signed that you can get to turn into your insurance company within a year of the time of the storm," Whitehead Said.
Most insurance companies will be willing to give you an extension, if by chance your repairs can not be completed in that time. But, it's on you to let them know ahead of time.